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Getting your risk management sorted out is only part of the equation to protect your directors being charged with Corporate Manslaughter.
It's more than just carrying out the obvious risk assessments - risk assessment needs to look beyond the obvious.
Let's take an everyday situation - there are some letters to post and you've run out of stamps. One of the administrative staff offers to take the letters, stop at the post office, buy the stamps and get them in the post on the way home. Seems to make sense, doesn't it?
But has that administrator got his/her car insured for business use? If not, and s/he has an accident that results in someone's death, his/her insurance won't cover it - and neither will the organisation's insurance.
It's the ethical responsibility of the organisation to ensure that expenses are not paid out to individuals who are not insured to carry out the activities for which they're claiming.
If the organisation has failed to check that individuals are properly insured for any company related activity - they are failing in their duty. This is why the right insurance cover may be easy to overlook, but should be part of your risk management procedures.
The additional premium for this is only a few pounds - it's worth it if it saves the company from damages, the Directors from jail and the company from paying massive insurance premiums in future.
The Ethical Organisation makes sure everyone is protected - in every way.
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Malcolm has a wonderfully refreshing attitude to Health and Safety and Risk Assessment: mention the word “conkers” to him and he is likely to give you a lecture on the idiocy of people who don’t know what a risk assessment is about! If you are looking for a common sense approach, Malcolm is the person to speak to.
Malcolm is an ex-firefighter and a former skydiver: he understands risk! Even more importantly, Malcolm understands business and the entrepreneurial spirit. He believes that the compliance of Health and Safety and risk management should be a profit generator; something that is incorporated into the core of a business and part of the business improvement process. Malcolm makes compliance work for businesses instead of being an obstacle.
Malcolm has also won an IET (Institution of Engineering & Technology) award for his concept - PROPA™ which helps deliver integrated risk and safety.
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Malcolm Tullett launched IRM Safety in 1997 and merged with Risk Interventions in 2008 to form 
